Terms & Conditions

By accessing or using this website, users agree to comply with and be bound by the following Terms & Conditions. Please read these terms carefully before using our website or services.

1. Website Purpose

This website provides information regarding insurance products, consulting services, business advisory solutions, commercial coverage options, and related professional services offered by Boman & Associates Insurance Agency. The information provided is for general informational purposes and does not constitute a binding contract or guarantee of service.

2. Acceptable Use

By using this website, you agree not to:

• Violate any applicable laws or regulations
• Submit false, misleading, or fraudulent information
• Attempt unauthorized access to any portion of our website or systems
• Use the website for any fraudulent or deceptive purpose
• Interfere with or disrupt the functionality of the website
• Transmit any harmful, offensive, or malicious content

3. No Guarantee of Results

Submitting a consultation request or inquiry through this website does not guarantee insurance approval, consulting outcomes, financial results, or business performance improvements. All services remain subject to review, underwriting requirements, professional evaluation, and applicable regulatory requirements.

4. Accuracy of Information

We strive to maintain accurate, current, and complete information on this website. However, we do not guarantee the completeness, accuracy, or timeliness of all information at all times. Information may be subject to change without notice.

5. Intellectual Property

All website materials, including but not limited to:

• Branding and trademarks
• Graphics and visual design elements
• Logos and brand marks
• Written content and text
• Page layouts and design structures
• Service descriptions and professional content
• All other design elements

...are owned by or licensed to Boman & Associates Insurance Agency. Unauthorized use, reproduction, distribution, or modification of any website materials is strictly prohibited without prior written consent.

6. Limitation of Liability

Boman & Associates Insurance Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:

• Use of or inability to use this website
• Insurance decisions made based on website information
• Consulting recommendations or advisory guidance
• Business-related actions taken based on our services
• Any errors, omissions, or inaccuracies in website content

7. Third-Party Services

The website may include third-party integrations, underwriting resources, consulting platforms, or external links. We are not responsible for the content, accuracy, privacy practices, or availability of third-party services or websites.

8. Termination of Access

We reserve the right to restrict or terminate website access for any user at our sole discretion, without notice, for conduct that we believe violates these Terms & Conditions or is harmful to other users, our company, or third parties.

9. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of courts located in Fresno County, California.

10. Contact Information

For questions regarding these Terms & Conditions, please contact us: